Description
In this video, Michael H. Joseph answers the frequently asked question, "Do I need a personal injury lawyer?" The law is complex. Having a lawyer can keep you from being taken advantage of by a third party that caused you to suffer losses.
View transcript
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Most people have rights they don't know they have.
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When you're in an accident the insurance companies are looking to lowball you,
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to settle cheaply, to get rid of your case and basically to cheat you.
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You need a lawyer because a lawyer, our lawyers especially, know the law,
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we know what you're entitled to,
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and we're not going to let the insurance companies take advantage of you.
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It's important to choose an expert in New York,
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because New York's laws are confusing,
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archaic, and if you don't file something on time, for example,
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you could lose your legal rights.
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A lot of laws in New York have timelines
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that most people wouldn't understand and don't think are rational.
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For example, if you get hurt in a car accident,
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you have to file an application for benefits within 30 days.
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If you don't, you may not be entitled to medical coverage or lost wages.
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If you get hurt by a municipality, like a bus, for example, or in a subway,
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if you slip and fall on a subway because of ice,
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you have to file a notice of claim within 90 days.
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If you don't do it, you have to then go to court to get
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special permission to be able to file a lawsuit.
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So New York has a lot of archaic laws, strict timelines,
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and if you just sit on your hands and you don't call a lawyer right away,
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you may blow a timeline and not even know it.
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Trying to handle a legal case without a lawyer or
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a lawsuit, without a lawyer, is like trying to perform surgery on yourself.
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It's not a good idea.
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Trying to handle a case yourself, even if you're intelligent,
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you're not necessarily educated in the processes and how things
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are supposed to be filed and how things are supposed to be done.
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A lot of times a small error can cause a very bad result,
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and you can lose your case.
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Not because you're wrong, but because you just didn't do it right.
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I think everyone needs a lawyer if you've been injured in an accident
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because the insurance companies are never going to treat you fairly.
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If you've been injured in a medical malpractice case,
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the hospitals and doctors are never going to admit they did anything wrong,
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until they're forced to do so.
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Most people just don't have the ability to do that.
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You really need an expert on your side.